A Complete Guide to ESI Registration for Businesses

ESI (Employee State Insurance) Registration is a mandatory requirement under the Employees' State Insurance Act, 1948, ensuring financial protection for employees in case of medical emergencies, maternity, disability, or workplace injuries. It is regulated by the Employees’ State Insurance Corporation (ESIC).

What is ESI Registration?

ESI Registration is compulsory for businesses with 10 or more employees (in some states, 20 employees) where workers earn a monthly salary of ₹21,000 or less. It provides healthcare, cash benefits, and insurance coverage through employer and employee contributions.

Who Needs ESI Registration?

• Businesses with 10+ employees (or 20+ in certain states).
• Employees earning ₹21,000 or less per month (₹25,000 for persons with disabilities).

Benefits of ESI Registration

• Medical Benefits – Free medical care for employees and their families.
• Sickness Benefits – Paid leave during medical treatment.
• Maternity Benefits – Paid leave for maternity care.
• Disability Benefits – Compensation for temporary or permanent disability.
• Dependent Benefits – Pension for the family in case of employee death.

Steps for ESI Registration

1. Check Eligibility – Ensure your business meets the criteria.
2. Register on the ESIC Portal – Visit the ESIC website and create an account.
3. Submit Required Documents – PAN, business registration proof, employee details, and bank details.
4. Obtain the ESI Code – After verification, receive a 17-digit ESI Number.
5. Start Monthly Contributions – Employer (3.25%) and employee (0.75%) contribute from wages.